"Former U.S. employers, who effectively have downsized and off-shored their way to record profits, will find they have destroyed their own customer base." this post is a very worthy read!
The financial reform is a small step…. even after the biggest recession since the great depression it might take more suffering to get actual structural change to the banking / financial system.
A good post by Simon Johnson on the political influence Wall Street has & some basic solutions to these problems.